How Will My Beneficiary Collect My Life Insurance Money?
Posted: May 23, 2019
How Will My Beneficiary Collect My Life Insurance Money?When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference
Posted: May 20, 2019
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The DifferenceAlthough a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living...
What To Expect When You First Sign Up For Life Insurance
Posted: May 16, 2019
What To Expect When You First Sign Up For Life InsuranceBuying life insurance for the first time can be a bit confusing, but our agency is available to help you through the process. Here we have outlined the steps you will need to take to purchase a life insurance policy. Learn the Lingo Half the battle is knowing the life insurance terminology. Use a good glossary to get a full understanding of terms such as:...
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...
Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?
Posted: May 6, 2019
Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state...